It could have been an easy decision but there were also a lot of factors to consider.
Firstly, can we afford it? After consultation with finance managers, brokers and accountants, we reached to a conclusion that we can afford it.
Is it practical? Hmmmm... to be honest, I don't think it is practical. All we need is a four-bedroom house with a theater room and a small study that I can use as a home office. There are a lot of good single storey designs that satisfy these requirements which are $75k -100k less than a medium-sized double storey house.
The difference in weekly repayments can be used to lessen the number of years to pay in our mortgage.... Or we can use it to travel or pamper ourselves. So yes, it is not the most practical option but we are drawn to our goal .... Double-storey. There is always this voice whispering to us to go for it.
The kids like double storey for the simple reason that they want a house with carpeted-stairs that they can slide on everyday. My eldest, C, said she likes the wow factor of a two-storey home.
I like how a two-storey house looks tall and pretty from outside. I also like the view from the balcony on the second floor.
Hubby on likes the privacy that the second floor offers when there are gatherings at home.
Some people advised against building a double storey home, but we feel that it is something that we have to do and experience for ourselves. It is better to experience it and regret it later, than regret that we never took the chance to experience it at all.
If the time comes we realise it is not for us, we can always sell it and downgrade to a smaller house.
God is good. God always provide.
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